Commercial and Agricultural (Ag) Lender

About Us:

We are a growing community bank dedicated to providing great financial services to individuals, families, and businesses. Committed to supporting the agricultural and commercial sectors within our community, we are seeking an experienced and dynamic Commercial and Agricultural (Ag) Lender to join our team.

Job Summary:

The Commercial and Agricultural (Ag) Lender will be responsible for growing and managing an existing portfolio of commercial and agricultural loans. This role requires a seasoned professional with strong credit skills, proven experience in commercial and ag lending or credit, and a talent for business development. The ideal candidate will have a deep understanding of the local market and be able to build strong relationships with clients to support their financial needs.

What's in it for you:

• Competitive salary and benefits package.
• Opportunity to be part of a growing and dynamic community bank.
• Collaborative and supportive work environment.
• Professional development opportunities and career growth.

This role will be responsible for:

• Developing, managing, and growing a portfolio of commercial and agricultural loans.
• Evaluating loan applicants, conducting credit analysis, and structuring loan terms that meet the needs of borrowers while adhering to lending policies.
• Preparing and presenting loan proposals to the loan committee for approval.
• Monitoring loan performance and managing loan portfolio risk.
• Participate in community and industry events and organizations.
• Be the face of the organization in the community.

Expectations will include:

• Identifying and cultivating new lending opportunities within the commercial and agricultural sectors.
• Building and maintaining strong relationships with existing and prospective clients, providing exceptional customer service and financial advice.
• Participating in community and industry events to enhance visibility and network.
• Collaborating with other departments to cross-sell bank products and services.
• Conducting thorough credit analysis and underwriting of commercial and agricultural loan requests.
• Monitoring economic and market trends to ensure prudent lending practices.
• Ensuring compliance with all regulatory requirements and bank policies.

A qualified candidate will possess the following:

• Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field.
• Minimum of 2 years of experience in commercial and agricultural lending or credit.
• Strong credit analysis and underwriting skills.
• Proven business development skills with a track record of building and managing client relationships.
• Excellent communication, negotiation, and interpersonal skills.
• Deep understanding of the local market and the unique needs of commercial and agricultural clients.
• Ability to work independently and as part of a team.

Compensation: Willing to compete

Benefits: Yes

Desired Location: Southern Kansas

Career 1 Source has been focused on executive-level recruiting since 2008, our network runs deep. If this role isn't quite the right fit for you but you are still open to exploring career growth, feel free to do so HERE. Or, if you know someone who may be interested in this role, please reach out HERE. We provide up to a $500 referral bonus for individuals that are referred and we place.

*Candidates must be eligible to work in the US as well as meet the qualifications listed above in order to be considered for the Commercial and Ag Lender job.